Which Medicare Advantage Plan is best for you? Call for a free quote (213) 422-1500
Which Medicare Advantage Plan is best for you? Call for a free quote (213) 422-1500
Let's find the best Medicare solutions for you
Let's find the best Medicare solutions for you
As an independent insurance agent specializing in Medicare, my focus is on helping seniors find the perfect health plans for them, whether it's through Medicare Advantage or Medicare supplement options. I cut through the confusion of Medicare Advantage choices, providing personalized guidance to ensure they get the best coverage possible. With me, seniors can navigate their choices with ease, knowing they have someone on their side advocating for their healthcare needs.
Original Medicare, consisting of Part A (hospital insurance) and Part B (medical insurance), is the basic healthcare coverage for many folks aged 65 and up. It covers essential services like hospital stays, doctor visits, and preventive care. However, it doesn't cover everything, like prescription drugs, dental, vision, or long-term care. To fill in those gaps, many people choose to add on extra coverage through plans like Medicare Advantage (Part C) or Medicare Supplement (Medigap) plans
Medicare Supplement plans, also known as Medigap, are like extra layers of coverage for folks with Original Medicare. They help pay for things that Original Medicare doesn't cover, such as co-payments, coinsurance, and deductibles. These plans give you more peace of mind by reducing your out-of-pocket costs for medical services. With a Medicare Supplement plan, you can worry less about unexpected healthcare expenses and focus more on enjoying life.
Medicare Advantage plans are an alternative to Original Medicare offered by private insurance companies. They often bundle Part A (hospital insurance) and Part B (medical insurance) together, and some include prescription drug coverage as well. These plans may offer extra benefits like vision, dental, or fitness programs. With Medicare Advantage, you can get your Medicare benefits in one convenient package, often with lower out-of-pocket costs compared to Original Medicare. It's like a one-stop shop for your healthcare needs, providing comprehensive coverage and additional perks to help you stay healthy and happy.
Medicare Prescription Drug Plans, also known as Part D, help cover the costs of prescription medications. These plans are offered by private insurance companies approved by Medicare. With a Part D plan, you can get your prescriptions filled at participating pharmacies for a lower cost. These plans vary in terms of premiums, deductibles, and the specific medications they cover, so it's essential to choose one that fits your needs. Whether you take a few medications or several, a Medicare Prescription Drug Plan can help you afford the medications you need to stay healthy.